Disclaimer

Indicative estimates, not quotations

ScopeWise generates indicative cost estimates based on benchmark figures and the inputs you provide. These figures are not quotations and do not represent a contractor's price for any work. You are solely responsible for verifying all costs — obtain written quotes from qualified contractors before relying on any figure, and before submitting any figure to a lender, broker, surveyor or other third party.

Not professional advice

ScopeWise is a documentation tool. It does not provide financial, investment, tax, legal, structural, surveying or planning advice. Outputs — including the finance appraisal, GDV, profit, ROI and lender ratios — are projections derived from your inputs and assumptions, not a lending decision or a valuation. Always take appropriate professional advice for your specific circumstances.

HMO compliance & licensing

HMO compliance prompts within ScopeWise are guidance only. HMO standards, amenity ratios, fire-safety requirements and licensing fees vary by local authority and change over time. Confirm the exact requirements with your local council and a competent fire-risk professional before relying on them. The compliance checker is a prompt, not a certificate of compliance.

Assumptions

Every appraisal and export states the key assumptions used (regional cost multiplier, contingency percentage, interest rate, term and exit strategy). Review these carefully and adjust them to your deal. Default cost figures are benchmark estimates and should be re-based to current market prices.

No liability

To the maximum extent permitted by law, ScopeWise and its operators accept no liability for any loss or damage arising from reliance on the tool's outputs, including any figures submitted to a lender. Use of ScopeWise is entirely at your own risk.